Financial wisdom is the capacity to access all our resources to enable us to flourish in this world and to live freer lives. I believe this is the birthright of every human being.

Not all problems about money are actually to do with money itself. My approach:

  • Enables you to get underneath the symptoms and address the underlying causes.
  • Removes deep misunderstandings about money which perpetuate fear and anxiety.
  • Builds positive habits and a mindset which create effective actions.
  • Addresses both the spiritual and secular minds. Although the world views differ, the instrument of perception – the mind – is the same.

My offerings are centred on:

  • Self Awareness
  • Financial Literacy
  • Authority and Power
  • Value and Values
  • Identity


I am not authorised to give personal investment advice. My approach focuses on how to make decisions which serve you, rather than on advising what the decision should be. If your business needs advice, my company, Carnelian Business Services Ltd, which is regulated by the Institute of Chartered Accountants in England and Wales for a range of Investment Business Activities may be able to assist. Please contact me to discuss how I can help.

“Surekha’s work enables you to move beyond blocks so that money is neither something to be scared of nor something to be bound to in an unhealthy way.”
AH – Singer/Songwriter